Financial Arrangements

Dental treatment is an excellent investment in your medical and psychological well-being. Finances should not be a hindrance to receiving this important health service. In order to offer continuing and timely service to our patients, Capati Dental now provides (for those who prefer to extend their payments over time) interest-free, long-term financing with an independent agency. It is desirable to pre-determine dental service payment arrangements, as Capati Dental does not provide “in-house” long-term financing. Don’t hesitate to ask us for help – our staff is here to help ensure that you receive the best dental care possible.

We are sensitive to the fact that people have different needs in fulfilling their financial obligations, and we offer these payment options:

Personal Finance Company

2205 Wabash Avenue #108
Springfield, IL 62704
(217) 793-8782

Care Credit

Apply Online:
Phone Number: 800-365-8295
6 month interest free payment plan for all amounts
12 month interest free payment plan for $300.00 and up
24-48 month 14.90% payment plan for $1000.00 and up
60 month 14.90% payment plan for $2500.00 and up

Payment in Full

Capati Dental offers our patients a courtesy discount of 5% for payment in full by cash or check (minimum of $500.00). For your convenience, we accept Visa, MasterCard, and Discover.

Anticipated Insurance or Legal Recovery

Our relationship with you is focused on providing optimal dental health. Large insurance companies are focused on maximizing profits by delaying or minimizing benefits to patients. Unfortunately, such practices often impede rational treatment or its timely completion and will compromise your dental health. For this reason, we will be ardent advocates for timely reimbursement of your insurance claims, which will be mailed to you, not Capati Dental.

However, failure on the part of your insurance company to provide timely reimbursement does not, in any way, alter your responsibility for payment in full within 60 days of service. Any insurance payment mistakenly sent to Capati Dental will be credited to your account, and overpayments will be immediately rendered to you.

Service Charges

An automatic 1-1/2% service charge (per month) will be added to those accounts not paid within the 60-day period. This is equivalent to an APR of 18%. The guarantor will be held responsible for any additional fees, charges and collection agency fees.